FUW welcomes Commons debate on 'swap loans'

The Farmers' Union of Wales today welcomed the support of several Welsh MPs for "swap loan" victims seeking redress during a House of Commons back bench business debate.

The debate, called by Aberconwy Conservative MP Guto Bebb, slammed the lack of progress by the banks and the Financial Conduct Authority (FCA) on a redress scheme following the mis-selling of complex interest rate derivatives to small and medium businesses.

FUW business development director Emyr James said: "We are supporting a number of FUW members who have fallen victim to swap loans for their various farming enterprises, which have included land purchases, and any other members still concerned about this issue can contact me in confidence.

"By now they are thoroughly frustrated at the lack of progress by the banks and FCA in their efforts to seek redress so we were very pleased to hear this issue has at last been the subject of a Commons debate led by Mr Bebb, who we have been working with over the past year.

"Mr Bebb took up the issue as far back as November 2011 when one of his constituents went to his surgery to complain that he had been 'mis-sold' a complex financial product called an 'interest rate swap'.

"The constituent claimed not to have understood what he was agreeing to when he was forced to take out this 'swap' as a means of securing a bank loan. Following his enquiries into the matter over the past year Mr Bebb found that many of these complicated and costly products have been sold to farmers.

"And we, too, have discovered FUW members from Ceredigion, Carmarthenshire, Denbighshire and Caernarfonshire who are in a similar predicament."

Together with the FUW, Federation of Small Business, the "Bully Banks" pressure group and the All Party Parliamentary Group which he established, Mr Bebb has been pressurising the banks to provide adequate redress to affected businesses but believes the review is taking longer than many people would like.

Welsh farmers to get taste of Scotland

A trip to the Scottish Parliament and the Agriscot show from Tuesday November 19 to Thursday November 21 has been organised by the Farmers’ Union of Wales Ceredigion branch for members and non-members of the union.

Agriscot is the UK’s premier farm business event and farmers will be able to view the latest developments in farm hardware and technology from state-of-the-art tractors to equipment for arable and livestock farms. It will also be attended by agriculture minister for Scotland Richard Lochhead MSP.

The county branch has also arranged to visit the Scottish Parliament and attend a question time session with the Scottish First Minister Alex Salmond.

FUW Ceredigion county chairman Aled Rees said: “It’s important to recognise all devolved governments of the UK and their valuable contribution and needs for the forthcoming CAP reform.

“Visiting Scotland will give Welsh farmers an insight into how other devolved UK governments are dealing with agriculture and its implication on the future of farming.”

FUW Ceredigion county executive officer Caryl Wyn-Jones said:  “Places are limited, so anyone interested in joining the trip, which includes a two-night hotel stay in the centre of Edinburgh and travel and entry to all events at £135 each, should contact us at the FUW Aberaeron office on 01545 571 222 by the end of October.”

Meirionnydd Day is a first for Westminster

Taking Meirionnydd’s agriculture, food and rural economy to the heart of the corridors of power in Westminster will be the aim of a Farmers' Union of Wales-organised function next Thursday October 31.

Between 11.30am and 2.30pm "Meirionnydd Day" will take place at the Jubilee Room of the Commons. It will be an opportunity to learn more about what Meirionnydd has to offer, with local food and drink and local businesses in attendance.

This is the first time ever the FUW Meirionnydd county branch has arranged such an event with close assistance and co-operation of Meirionnydd Dwyfor MP Elfyn Llwyd.

FUW Meirionnydd county executive officer Huw Jones said: "The branch is indebted to Mr Llwyd and his staff, both in Meirionnydd and London, in working with us on this project.

"It is widely recognised that Elfyn Llwyd is a strong and loyal supporter of agriculture, food and the rural economy and his commitment and enthusiasm with this function further proves that.

"He has always been available to assist the farming community and has close associations with the FUW. He has attended countless meetings, farm visits and other functions with the FUW over the years, as well as assisting individual members when the need arises."

An important part of the function will be a display of images of Meirionnydd farming families by the renowned photographer Chris Clunn and his book "Meirionnydd", published in September 2011, will also be on display and handed to all MPs and House of Lords peers attending the function.

Mr Clunn spent about three years taking photographs of FUW members in Meirionnydd, culminating in the publication of his book which was launched at a prestigious function in the Red Lion, Dinas Mawddwy.

A range of local Welsh food and drink will be shown by staff of EUROSPAR, Dolgellau. The store, opened in September 2009, is owned and managed by former Wales the True Taste Champion Conrad Davies and is one of four EUROSPAR stores in North Wales.

They specialise in sourcing from 70 suppliers within a 50-mile radius, and cover a multitude of product categories. "The business certainly needs to be congratulated on giving priority to local food," said Mr Jones.

Another local product - Cerist Water - extracted and bottled at the source of the ancient spring at Llawr Cae, Dinas Mawddwy, will also be on display.

"This is water of superb quality and purity well known for its low mineral content and suitable for low sodium diets," said Mr Jones. "It is on sale at retail stores throughout North Wales and is conveniently available for retailers, restaurateurs and hoteliers."

Meirionnydd Day will also draw attention to an exciting new development in respect of Gwin Dylanwad Wine, a wine importing business wholesaling and retailing in North Wales.

"This venture has involved the purchase of a former Threshers site in Dolgellau currently undergoing renovation and restoration. It will be opened next Spring as a wine tasting house and cafe bar run as a unique wine experience in Wales" said Mr Jones.

Welsh jewellery designer Mari Eluned will be present at the event. "Mari is a unique example of someone who has established a successful business using natural materials.

"She has set up her own workshop at Mallwyd, near Dinas Mawddwy, where natural materials are combined with precious metal and transformed into delicate, tactile jewellery inspired by nature, agriculture and Mari’s Welsh roots.

"Representatives will also be present from the Campaign for the Protection of Rural Wales in Meirionnydd, an organisation which aims to conserve and enhance the landscape and quality of life in communities in rural Wales."

Snowdonia National Park, the largest National Park in Wales, will exhibit what the Park means to most people and what it has to offer.

They will give prominence to Yr Ysgwrn, a traditional Welsh farmhouse and grade II listed building and the 163-acre hill farm which came to international recognition in 1917 as the home of the poet Ellis Humphrey Evans, better known by his bardic name Hedd Wyn.

Yr Ysgwrn and it contents are owned and managed by Snowdonia National Park Authority.

Representatives of Gwynedd Council will be present to give an overview of the area, its people and the opportunities for economic development.

There will be a prominent area given over to Hybu Cig Cymru (Meat Promotion Wales) - the organisation responsible for the development, promotion and marketing of Welsh red meat.

The organisation works with all sectors of the Welsh red meat industry - from the farmers through to the retailers, to develop the industry itself and develop profitable markets for Welsh Lamb, Welsh Beef and pork from Wales

There will also be a display by the British Wool Marketing Board - the farmer-run organisation established in 1950 to operate a central marketing system for UK fleece wool, with the aim of achieving the best possible net return for producers.

"It is the only organisation in the world that collects, grades, sells and promotes fleece wool and the only remaining agricultural commodity board in the UK," said Mr Jones.

Products from Baavet Cyf (Ltd), the pure wool duvet and pillows company, of Harlech, will also be on display. This enterprise is a farm diversification scheme which began in 2009 when wool prices were at an all time low.

“They have doubled turnover year on year, selling mainly on the internet, and now employ five full-time local people and four part-time plus six ancillary people in their direct sales teams. They use UK wool which comes mainly from Wales,” Mr Jones added.

[caption id="attachment_2633" align="aligncenter" width="201"]Meirionnydd Dwyfor MP Elfyn Llwyd Meirionnydd Dwyfor MP Elfyn Llwyd[/caption]

[caption id="attachment_2634" align="aligncenter" width="787"]Gwilym Edwards; Bryn Celyn Gwilym Edwards; Bryn Celyn[/caption]

[caption id="attachment_2635" align="aligncenter" width="787"]Robert Wyn Evans; Sylfaen Robert Wyn Evans; Sylfaen[/caption]

[caption id="attachment_2636" align="aligncenter" width="787"]Wynn Griffiths; Nant Yr Henfaes Wynn Griffiths; Nant Yr Henfaes[/caption]

North Wales AM makes renewable energy fact-finding farm visit

Shadow environment and countryside minister Antoinette Sandbach made a fact-finding visit today (Friday October 18) to a Meirionnydd farming family that has made tremendous efforts over recent years to save costs and add to the farm income by installing renewable energy.

Farmers' Union of Wales members David and Richard Williams farm in partnership with their father Glyn Williams at Tyfos, Llandrillo, near Corwen - a farming enterprise extending to over 1,000 acres of land in the Dee Valley and in the Berwyn Mountains.

In addition, they are tenants on a hill farm at Llangwm and have additional land at Wrexham for over wintering and summer grazing.

Stocking consists of Limousin Cross suckler cows and Texel x Lleyn ewes with all home bred replacements kept and reared. Stock is sold locally in the fat and store markets.

The family has taken an interest in agri-environment schemes and all their land has been in the Tir Goal scheme since 2003. They are currently considering whether to enter the Glastir scheme, a subject likely to be discussed at the farm visit.

The Williams family moved to Tyfos over 100 years ago and Richard and David are the fourth generation at the farm. Over the years there has been a substantial expansion of the enterprise which included the purchase of nearby Branas Isaf Farm in 1992.

"It is a modern and hugely successful farming enterprise which also employs two farm workers and contractors for occasional work such as shearing," said FUW Meirionnydd county executive officer Huw Jones.

"The business partnership is extremely keen to reinvest in the farm enterprise by diversifying into renewable energy and this has already involved taking benefit from solar panels and a small 30 Kwh hydro scheme in 2011.

"They have taken a keen interest in renewables and see this as an ideal opportunity for family farms. In recent months they have installed a biomass boiler on the farmyard which has now been running for over a month.                                                                                                                            

"This represents a huge saving on their own energy and is expected to produce 200,000 Kw a year of heat, for which they will be paid under the Government Renewable Heat Incentive (RHI) Scheme.

“As there is plenty of wood on the farm itself from the 150-acre woodland, the family sees this to be an extremely efficient way of generating heat."

Other enterprises include a 4Kw domestic solar panel installation on one of the farm houses which provides additional income. The family also has an interest in wind farm schemes and is also considering anaerobic digestion.

They are a family constantly looking for new ideas and ventures to boost income.

Richard said: “Not only do these schemes reduce business costs and boost our own income but we are able to offer additional work to a range of local contractors such as electricians, plumbers, plant operators, forestry workers and builders.

"The shadow minister’s visit to Tyfos farm will be an opportunity to discuss our business enterprise and an opportunity to consider any concerns about the future direction of the industry."

North Wales AM Ms Sandbach said: “I found my visit to Tyfos most interesting. The Williams family are to be congratulated on the way they are moving their business forward with techniques that harness the power of our natural resources, and also offer work for local contractors.

“Renewable energy projects are a way for farmers to manage their bills, and bring in extra income, so they can remain competitive in an international market.

“Welsh produce is among the best in the world but it has to be priced to match consumer demands. I was also most interested in the issues that the Williams family raised about other problems that the industry is presently facing.”

[caption id="attachment_2627" align="aligncenter" width="300"]BIOMASS: FUW president Emyr Jones, Richard Williams and his brother David with Antoinette Sandbach in the biomass boiler room. BIOMASS: FUW president Emyr Jones, Richard Williams and his brother David with Antoinette Sandbach in the biomass boiler room.[/caption]

[caption id="attachment_2628" align="aligncenter" width="300"]FACT-FINDING: Richard Williams tells Antoinette Sandbach about his farming enterprise FACT-FINDING: Richard Williams tells Antoinette Sandbach about his farming enterprise[/caption]

[caption id="attachment_2629" align="aligncenter" width="300"]FARM VISIT: Farmer Richard Williams welcomes Antoinette Sandbach to his farm FARM VISIT: Farmer Richard Williams welcomes Antoinette Sandbach to his farm[/caption]

FUW issues farmers with HGV drivers' advice

Farmers were advised today to check if they need a certificate of professional competence to drive heavy goods vehicles (HGVs) following new advice from the Driving Standards Agency (DSA).

Farmers' Union of Wales policy officer Andrew Gurney said it appears advice previously provided by the DSA, that farmers may be exempt, has now changed.

"The DSA's current advice is that any driving activity using a HGV (a vehicle which requires a C1/C1+E or C/C+E driving license category) that directly or indirectly results in a profit being made will mean the driver needs to obtain, and hold, a Driver Certificate of Professional Competence (CPC) before the deadline of 10th September 2014.

"Whilst there isn’t any case law in respect of Driver CPC, the DSA have provided a number of examples on their website - https://www.gov.uk/driver-cpc-exemptions-examples - which outlines when they believe drivers will need to hold a CPC.

"The DSA also believes that these are the lines that would be adopted by the courts should a case be brought before them for not holding a CPC when one should have been held."

Relevant examples on the DSA website of the need to hold a CPC that principally apply to the farming sector are:

  • Driver E

Driver E is a farmer.  On an average of once a month, he transports some of his livestock to a local cattle market for auction.  He needs to have Driver CPC when doing this, as he is not carrying materials or equipment for his use in the course of his work - he is carrying cattle intended for sale.

  • Driver F

Driver F is a farmer.  Twice a month he drives a lorry on public roads around his farm, repairing fences. The vehicle carries the tools and materials he needs to make these repairs. He doesn’t need to have Driver CPC because he is carrying materials to be used in the course of repairing fences.

  • Driver H

Driver H is a farm labourer.  His normal duties include transporting livestock and crops around the farm in a lorry. He needs to have Driver CPC when driving on public roads while doing this as he is carrying goods intended for sale, as opposed to materials or equipment.

Farming Connect has confirmed that farmers are able to undertake the CPC training through the Skills Development Programme, therefore farmers can receive 80 per cent funding.

"Farming Connect have a number of approved training providers across Wales but farmers are reminded that they must receive funding approval in advance of attending a training course."

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Email: post@fuw.org.uk
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